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Mortgage and property calculators
Seven tools to help you work through the numbers before you speak to anyone. Everything runs in your browser and nothing is stored.
Monthly payment
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For illustration only. Figures are estimates based on the information entered and do not constitute advice, a quotation or an offer of lending. Actual amounts depend on lender criteria, a full assessment of your circumstances and the product selected.
Indicative borrowing
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For illustration only. Figures are estimates based on the information entered and do not constitute advice, a quotation or an offer of lending. Actual amounts depend on lender criteria, a full assessment of your circumstances and the product selected.
Tax payable
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For illustration only. Figures are estimates based on the information entered and do not constitute advice, a quotation or an offer of lending. Actual amounts depend on lender criteria, a full assessment of your circumstances and the product selected.
Most lenders allow overpayments of up to 10 percent of the balance each year without an early repayment charge. Check your own terms before committing.
Interest saved
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For illustration only. Figures are estimates based on the information entered and do not constitute advice, a quotation or an offer of lending. Actual amounts depend on lender criteria, a full assessment of your circumstances and the product selected.
Loan to value is the share of the property price you are borrowing. Lenders price in tiers, so crossing below a threshold can change the rate available to you.
Loan to value
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For illustration only. Figures are estimates based on the information entered and do not constitute advice, a quotation or an offer of lending. Actual amounts depend on lender criteria, a full assessment of your circumstances and the product selected.
Gross yield
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For illustration only. Figures are estimates based on the information entered and do not constitute advice, a quotation or an offer of lending. Actual amounts depend on lender criteria, a full assessment of your circumstances and the product selected.
A payment holiday is not free. Interest continues to build on the balance while payments are paused, so the debt grows and the payments afterwards are higher. A lender has to agree to it and it may appear on your credit file.
Added to your balance
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For illustration only. Figures are estimates based on the information entered and do not constitute advice, a quotation or an offer of lending. Actual amounts depend on lender criteria, a full assessment of your circumstances and the product selected.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Commercial Lending and most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Tax figures use rates in force at August 2026: Stamp Duty Land Tax for England and Northern Ireland, Land and Buildings Transaction Tax for Scotland, and Land Transaction Tax for Wales. Rates can change at any fiscal event. Always confirm the figure with your solicitor or conveyancer before you exchange.
Numbers are a starting point, not an answer.
A short conversation will tell you what a lender is likely to do with your actual circumstances.